Terms and Conditions for ID Legacy Enterprise II

Last Updated: January 1, 2025

Welcome to ID Legacy Enterprise II ("we," "us," "our"). These Terms and Conditions ("Terms") govern your access to and use of our website,

idlegacyenterprise.com

, (the "Site"), including all information, tools, and services available from this Site.

By accessing or using any part of the Site, you agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services.

1. Nature of Our Site and Services

This Site provides general information about our credit repair, personal funding, and business funding services.

No Financial or Legal Advice: The content on this Site is for informational purposes only. It is not intended as, and should not be construed as, legal, financial, or tax advice. You should consult with a qualified professional before making any financial decisions.

No Guarantee of Results: Any statements or client testimonials on this Site do not guarantee future performance or success. Credit repair is not a guaranteed process. We do not guarantee a specific credit score increase, the removal of all negative items, or approval for any funding. Your results will vary.

Service Agreement: These Terms govern your use of this website. The actual provision of our credit repair or funding services is governed by a separate, legally-binding Client Services Agreement, which you must review and sign before any services are rendered, as required by law (including CROA).

2. Permitted Use and Age Requirement

You must be at least eighteen (18) years of age to use this Site. By using this Site, you represent and warrant that you are of legal age to form a binding contract with us.

You agree to use the Site only for lawful purposes. You are prohibited from:

Using the Site in any way that violates any federal, state, or local law.

Using the Site to transmit any unsolicited or unauthorized advertising ("spam").

Attempting to interfere with the proper working of the Site, including by use of any virus, worm, or other malicious code.

Scraping, "data-mining," or otherwise attempting to harvest personal information from the Site.

3. Intellectual Property Rights

All content on this Site, including but not limited to text, graphics, logos, icons, images, and the arrangement thereof, is the exclusive property of ID Legacy Enterprise II or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Site for your personal, non-commercial use. You may not copy, reproduce, distribute, modify, or create derivative works from any part of the Site without our express prior written consent.

4. Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by ID Legacy Enterprise II. This includes links to credit monitoring services (such as IdentityIQ), payment processors (such as BeePay), or social media platforms.

We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused by or in connection with the use of any such third-party services. We encourage you to be aware when you leave our Site and to read the terms and conditions of any other site you visit.

5. Disclaimer of Warranties

THE SITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

NEITHER ID LEGACY ENTERPRISE II NOR ANY PERSON ASSOCIATED WITH US MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SITE. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED.

WE HEREBY DISCLAIM ALL WARRANTIES OF ANY KIND, INCLUDING, BUT NOT L_IMITED TO, ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE.

6. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL ID LEGACY ENTERPRISE II, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE SITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE SITE, OR ANY SERVICES OBTAINED THROUGH THE SITE, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, EVEN IF FORESEEABLE.

7. Indemnification

You agree to defend, indemnify, and hold harmless ID Legacy Enterprise II, its officers, directors, employees, and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from: (i) your use of and access to the Site; (ii) your violation of any term of these Terms; or (iii) your violation of any third-party right, including without limitation any copyright, property, or privacy right.

8. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

Any dispute, claim, or controversy arising from or relating to these Terms or your use of the Site shall be resolved exclusively by binding arbitration conducted in Kings County, New York, in accordance with the Commercial Arbitration Rules of the American Arbitration Association.

YOU AND ID LEGACY ENTERPRISE II AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.

9. Modifications to Terms

We reserve the right, in our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Site after any revisions become effective, you agree to be bound by the revised terms.

10. Contact Information

If you have any questions about these Terms, please contact us at:

ID Legacy Enterprise II 1056 Beverly Road Brooklyn, NY 11226 Email: [email protected]

We strengthen communities by restoring credit, expanding access to capital, and teaching lifelong money skills—so families and small businesses can thrive.

Terms and Conditions for ID Legacy Enterprise II

Last Updated: January 1, 2025

Welcome to ID Legacy Enterprise II ("we," "us," "our"). These Terms and Conditions ("Terms") govern your access to and use of our website,

idlegacyenterprise.com

By accessing or using any part of the Site, you agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services.

1. Nature of Our Site and Services

This Site provides general information about our credit repair, personal funding, and business funding services.

No Financial or Legal Advice: The content on this Site is for informational purposes only. It is not intended as, and should not be construed as, legal, financial, or tax advice. You should consult with a qualified professional before making any financial decisions.

Service Agreement: These Terms govern your use of this website. The actual provision of our credit repair or funding services is governed by a separate, legally-binding Client Services Agreement, which you must review and sign before any services are rendered, as required by law (including CROA).

2. Permitted Use and Age Requirement

You must be at least eighteen (18) years of age to use this Site. By using this Site, you represent and warrant that you are of legal age to form a binding contract with us.

You agree to use the Site only for lawful purposes. You are prohibited from:

Using the Site in any way that violates any federal, state, or local law.

Using the Site to transmit any unsolicited or unauthorized advertising ("spam").

Attempting to interfere with the proper working of the Site, including by use of any virus, worm, or other malicious code.

Scraping, "data-mining," or otherwise attempting to harvest personal information from the Site.

3. Intellectual Property Rights

You are granted a limited, non-exclusive, non-transferable license to access and use the Site for your personal, non-commercial use. You may not copy, reproduce, distribute, modify, or create derivative works from any part of the Site without our express prior written consent.

4. Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by ID Legacy Enterprise II. This includes links to credit monitoring services (such as IdentityIQ), payment processors (such as BeePay), or social media platforms.

5. Disclaimer of Warranties

THE SITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

WE HEREBY DISCLAIM ALL WARRANTIES OF ANY KIND, INCLUDING, BUT NOT L_IMITED TO, ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE.

6. Limitation of Liability

7. Indemnification

8. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

Any dispute, claim, or controversy arising from or relating to these Terms or your use of the Site shall be resolved exclusively by binding arbitration conducted in Kings County, New York, in accordance with the Commercial Arbitration Rules of the American Arbitration Association.

YOU AND ID LEGACY ENTERPRISE II AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.

9. Modifications to Terms

We reserve the right, in our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Site after any revisions become effective, you agree to be bound by the revised terms.

10. Contact Information

If you have any questions about these Terms, please contact us at:

ID Legacy Enterprise II 1056 Beverly Road Brooklyn, NY 11226 Email: [email protected]

We strengthen communities by restoring credit, expanding access to capital, and teaching lifelong money skills—so families and small businesses can thrive.

©2025 ID Legacy Enterprise II. All rights reserved.